Remote Licensed Health Insurance Agent — Add Medicare, Build Renewal Income

Own your book and create long-term renewal income opportunities. Medicare certification support provided.

Pay: Commission (1099 independent agent) — $60,000–$200,000/year potential. Based on $363–$725 first-year commission per policy, plus $363 per renewal, paid every year the client stays. Rates set by CMS.

Are you currently helping clients with ACA or Marketplace health insurance plans?

You already have many of the skills needed to succeed in Medicare, including plan comparisons, provider network education, enrollment support, and client consultations.

At Neighbors Reliance, we help ACA and Marketplace agents expand into Medicare — a market of 66 million beneficiaries and growing — so they can continue serving clients through different stages of life while building a book of business they own outright, with long-term renewal opportunities.

Same skills. A book that stays on the books.

This is a remote, independent contractor opportunity designed for ACA and Marketplace agents who want to diversify their income and build long-term value.

Many health insurance agents are looking for opportunities that provide stronger client retention, recurring renewal income, and the ability to continue serving clients as their needs change.

We'll provide the training, certification support, and tools needed to help you successfully expand into Medicare.

• Conduct phone and virtual consultations with clients

• Help Medicare-eligible consumers compare coverage options

• Assist clients with enrollment decisions

• Build and manage your own book of business

• Continue serving clients as they transition from Marketplace coverage

• Generate referrals through existing relationships and networks

• Use our CRM and enrollment tools to manage client activity

• Qualified, inbound client calls generated through paid marketing — agents fund their own campaigns (marketing expense reimbursement available) and agents can also use their own independent marketing sources

• 100% of commissions paid directly by carriers

• Ownership of your book of business

• Medicare Advantage, Medicare Supplement, and Part D training

• Ongoing mentorship and coaching

• Access to top national carriers

• Marketing expense reimbursement opportunities

• CRM, quoting, enrollment, and compliance tools

• Remote work flexibility

• Medicare certification support

• AHIP guidance and onboarding assistance

• Discounted Life & Health pre-licensing courses

• Support throughout the licensing process

• ACA or Marketplace enrollment experience preferred

• Experience with Healthcare.gov, HealthSherpa, FFM, or similar enrollment platforms is helpful

• Strong communication and customer service skills

• Comfortable working independently

• Interested in expanding into Medicare sales

• Motivated to build a long-term book of business

Medicare experience is not required. We provide training, certification guidance, and ongoing support.

Own your book. Keep your clients. Build long-term value.

• $363-$725 first-year commission on eligible policies

• $363 renewal commission every year, on eligible renewals

• Marketing expense reimbursement opportunities

• Long-term residual income potential, since renewals continue year after year instead of resetting each enrollment season

• Flexible schedule

• Work from home

• Ongoing training and mentorship

• Discounted Pre-Licensing Life and Health Course

• Professional development support